A structured, growing curriculum in financial valuation — from first principles to reading a full discounted-cash-flow model. Every concept links straight into the live ClearGuidance terminal so theory meets practice.
Start here — the free introduction
A short, free primer on what investing actually is, the difference between a price and a value, and how the ClearGuidance terminal fits into a disciplined process. No prior finance knowledge assumed.
The flagship course
A rigorous, self-contained walk through discounted cash flow valuation — the framework the ClearGuidance terminal is built on. You will learn where fair value comes from, how each assumption moves it, how to read the outputs honestly, and when a DCF is the wrong tool. Each concept links to the live terminal for hands-on reinforcement.
Price, levels, and timing
A DCF tells you what a business is worth; the chart tells you what the market is doing about it right now. This course teaches the price-action side of the terminal — support, resistance, the point of control, and sentiment — and how to combine a margin-of-safety entry with sensible timing. Every concept links to the live chart for hands-on reinforcement.
Turning insight into decisions
Knowing what a business is worth and how to read its chart is only half the craft — the other half is acting on it. This course turns analysis into disciplined decisions: how much margin of safety is enough, how to size a position to your conviction, where to buy, when to trim or sell, and how to build a repeatable checklist so decisions are deliberate rather than emotional. Every lesson links to the live terminal.
From single positions to a coherent whole
Every previous course judged one stock at a time. This course teaches how individual positions combine into a portfolio whose risk and return you actually control: how diversification reduces risk without diluting returns, how correlation determines whether your holdings truly diversify, how to size positions across a book, and how to rebalance with discipline. Each lesson pairs the math with an applied exercise in the live terminal.
Funds, ETFs, and a plan you can run on your own 401(k)
Most people never buy a single stock — they own funds inside a 401(k) and hope for the best. This course turns that hope into a process. You will learn what mutual funds, ETFs, index funds, and UITs actually are, how to read them, and the language professionals use to judge them: alpha, beta, benchmarks, and style drift. Then you will assemble a balanced multi-asset-class portfolio, write an Investment Policy Statement to govern it, optimize it against the risk-return matrix using the Efficient Frontier, stress-test it against real scenarios, and manage it on a rebalancing cadence — all framed so you can apply it to your own 401(k). Educational only; nothing here is individualized investment advice or a recommendation of any security or fund.
The advanced capstone
A valuation is not a one-time verdict; it decays as price, fundamentals, and time move. This advanced course teaches the discipline of keeping your own valuation current, and shows how the ClearGuidance tools carry it out for you: market-implied baselines as a neutral starting point, armed monitoring of the gap between price and your saved estimate, split-aware margin-of-safety bands, and a staleness lifecycle that stops you relying on an expired thesis. The Academy teaches the process; the terminal is the instrument you use to run it. Nothing here is a recommendation to buy or sell any security.