Privacy Policy

1. Introduction

ClearGuidance Studio ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our stock analytics and portfolio management platform at clearguidancestudio.com (the "Service").

Please read this Privacy Policy carefully. By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.

2. Information We Collect

2.1 Personal Information

When you create an account or subscribe to our Service, we may collect:

• Name and email address
• Account credentials
• Billing information and payment details (processed securely through Stripe)
• Subscription preferences and tier selection

2.2 Usage Information

We automatically collect certain information when you use the Service:

• Device information (browser type, operating system)
• IP address and general location data
• Pages visited and features used
• Watchlists, saved models, and portfolio configurations
• Search queries and stock symbols viewed

2.3 Financial Data

To provide our analytics services, we process stock market data from third-party providers. We do not collect or store your personal brokerage account information, trading history, or actual investment holdings unless you explicitly provide them.

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve the Service
• Process subscriptions and payments
• Send you technical notices, updates, and support messages
• Respond to your comments, questions, and customer service requests
• Personalize your experience and deliver relevant content
• Monitor and analyze usage patterns and trends
• Detect, prevent, and address technical issues or fraud
• Comply with legal obligations

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: With third-party vendors who perform services on our behalf (e.g., Stripe for payments, Supabase for authentication)
• Legal Requirements: When required by law or to respond to legal process
• Protection of Rights: To protect the rights, property, or safety of ClearGuidance, our users, or others
• Business Transfers: In connection with a merger, acquisition, or sale of assets

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit and at rest
• Secure authentication through industry-standard protocols
• Regular security assessments and updates
• Limited access to personal information by employees

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our Service and hold certain information. Cookies are files with small amounts of data that may include an anonymous unique identifier.

We use cookies for:

• Essential Cookies: Required for the Service to function properly (authentication, security)
• Analytics Cookies: To understand how visitors interact with our Service
• Preference Cookies: To remember your settings and preferences

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

7. Third-Party Services

Our Service integrates with third-party services that have their own privacy policies:

• Stripe: For payment processing - Stripe Privacy Policy
• Supabase: For authentication and data storage - Supabase Privacy Policy
• Vercel: For hosting and analytics - Vercel Privacy Policy
• Financial Modeling Prep: For market data - FMP Privacy Policy

8. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate personal information
• Deletion: Request deletion of your personal information
• Portability: Request transfer of your data to another service
• Opt-out: Unsubscribe from marketing communications

To exercise these rights, please contact us at privacy@clearguidance.studio

9. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you the Service. We may also retain and use your information to comply with legal obligations, resolve disputes, and enforce our agreements.

When you delete your account, we will delete or anonymize your personal information within 30 days, unless we are required to retain it for legal purposes.

10. Children's Privacy

Our Service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information.

11. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. By using the Service, you consent to the transfer of your information to the United States and other jurisdictions where we and our service providers operate.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

13. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: